Why Every Restaurant Owner Needs to Stop Sleeping on Liquor Liability, EPLI, HNOA, and Cyber Insurance Look, I get it. You’re busting your tail trying to keep the kitchen running smooth, the servers smiling, and the customers coming back for…

Increase Liability Limits in Georgia: Smart & Cost-Effective Protection In today’s litigious environment, one serious accident or lawsuit can put everything you’ve worked for at risk. Yet many Georgia families and businesses in Dalton still carry outdated, low liability limits…

Imagine this: One of your employees suffers a back injury on the job. The claim is legitimate, but because your insurance agent didn’t properly classify the job or manage the Experience Mod, your premiums suddenly jump 30–50%. Or worse —…

In today’s fast-paced world, one unexpected moment can change everything. Picture this: Your teen is driving home from soccer practice and gets into a serious accident. Or a neighbor’s child takes a tumble on your backyard trampoline during a playdate,…

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

I was recently asked this question by one of our IndyRisk clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being…

Why do my auto insurance rates keep going up even though my car is getting older? At IndyRisk, many of our clients ask this question so I would like to address it from a couple of angles. First things first,…